Many people made New Years resolutions on Jan 1st. I have done that in the past. I start off strong then by Valentine’s day I have given up or completely forgot about them. That is not surprising since a resolution is usually too vague. Something like “I am going to lose weight.” That is a great idea but there is no plan and no deadline. That for me leaves room for failure. This year I am doing something different. I am setting goals. I have a specific direction with check points along the way to ensure I reach my goal.
I like to set new goal each quarter. That way I am making changes more than once a year. This quarter I am concentrating on two areas, Fitness and Finance. My fitness goal is to complete Les Mills Combat. This program is 60 days of mixed martial arts inspired workouts. I have three boys currently enrolled in karate so it comes as no surprise that I wanted to try this program. I have completed my first week. It is definitely taking me out of my comfort zone but I am loving it. In addition to Combat I am also participating in a 10,000 push-up challenge. 100 push-ups a day for 100 days. I have completed 1600 push-ups this month. My arms are sore but I feel strong! Last year, I got off track with my fitness. I was working out occasionally but didn’t have a clear focus. Now I have challenge groups set up which help motivate me to work harder.
My finance goal this quarter is to pay off two credit cards. Last September, my husband and I attended a 9 week Financial Peace University course. We took this class in 2001 when we were first married. But after four kids, and 12 years of marriage our finances had changed. I am so glad that we took the time to retake this course. Although the steps were exactly the same I learned more this time around. Funny how that works. Even though I had been using a budget the last 12 years my husband and I were not on the same page. This class really helped us get back on track. It really helped us see how we were wasting money. We realized changes were necessary. For instance, we paid off debt 12 years ago but started using credit cards again. We were falling back into old habits. It was time to break them. We have already made progress and the goal is to have both cards paid off by the end of March.
These goals won’t be easy but I am committed to reaching the finish line.